![]() With Pay Monthly, you may pay simple interest depending on your APR, you won’t pay any late fees or signup fees. PayPal offers short-term, interest-free payments, longer-term, monthly installments, and other special financing options. Scroll down and choose the option PAY AFTER 30 DAYS or PAYPAL INSTALLMENTS and choose in how many monthly installments you want to pay. Pay in 4 is always interest-free, with no late fees or signup fees. state of residence to use Pay in 4.ĭoes Pay in 4 or Pay Monthly charge interest and fees? ![]() When applying, a soft credit check may be needed, but will not affect your credit score. You must be of legal age in your U.S. To sign up you’ll need a PayPal Account set up with: Pay Monthly - Enjoy the ease of 6, 12, or 24-month payment plans, $0 down, and no sign-up or late fees.Pay In 4 - Split purchases between $30-$1,500 into 4 interest-free, bi-weekly payments without the stress of late fees.Get what you want and break the payments up over weeks or even months. Integrate the PayPal JavaScript SDK or upgrade your existing Checkout integration.Buy now, pay later is an excellent option if you want to make a large purchase more affordable by paying it off over time. How do you want to integrate?Ĭhoose how you want to add Pay Later messaging to your site.Ĭode the messages yourself or enable them with a commerce platform. To begin, visit the website of a supported retailer. Shopping With PayPal Pay in 4/Pay Monthly. This makes it one of the least flexible buy now, pay later services we reviewed. 9.99-35.99% APR based on the customer's creditworthiness. It is critical to note that PayPal’s buy now, pay later service isn’t available in store and can be used online only. Note: Pay Monthly is subject to consumer credit approval. is a GA Installment Lender Licensee, NMLS #910457. Note: About Pay in 4: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. Website Payments Standard (WPS) integrations aren't eligible for Pay Later messaging. This could include a kitchen appliance that needs replacing or a pair of running shoes. Reference Transaction and Recurring Payment integrations aren't eligible for Pay Later offers. Buy now, pay later can be used to pay for tangible products. PayPal reserves the right to take action in accordance with the PayPal User Agreement. Do not edit Pay Later messages with additional content, wording, marketing, or other materials to encourage use of this product.Abide by the PayPal Acceptable Use Policy.You're eligible to integrate Pay Later offers in the US if you: When customers select the button, the Pay Later application starts in the PayPal Checkout. You can render the payment buttons in a horizontal or vertical layout or as standalone payment buttons. Render the Pay Later button in a one-time payment integration by passing enable-funding=paylater in the PayPal JavaScript SDK. Example message for Pay in 4Īdd dynamic messaging throughout the shopping journey where customers see prices and subtotals, such as on product pages, the shopping cart, and checkout pages. Pay Later messages are dynamic, meaning you can show your customers their specific Pay Later offer based on the contents of their shopping cart. Adding messaging to your website can help improve conversion, attract new customers, and increase order values. Pay Later messaging lets your buyers know they can buy now and pay later if they check out with PayPal. Pay Later in the US includes the following products: Product Offer your customers flexible payment options when they shop online with PayPal's Buy Now Pay Later service at no extra cost. Pay in 4 is available to eligible customers across 9+ million active accounts in Australia. Pay in 3 use is subject to approval and can impact customers’ credit scores. Keep sales going no matter the economic landscape by offering customers flexible payment options. For more information about Pay Later, see Buy now, pay later. Pay in 3 is a form of credit and is not available to all merchant sectors. Pay Later is included with the standard PayPal Checkout integration. What Is PayPal Pay Later Pay In 4 - Split purchases between 30-1,500 into 4 interest-free, bi-weekly payments without the stress of late fees Pay Monthly. ![]() PayPal offers special financing options that payers can use to buy now and pay later, while merchants get paid upfront. Select your country from the dropdown for details. Specific Pay Later offers differ by country. Because it’s included with the merchant’s existing PayPal pricing, they won’t have to. Add Pay Later buttons and messaging, also called Pay Later offers, to your checkout integration. Available with supported online retailer partners, PayPal’s buy now, pay later services allow you to choose one of two installment payment options at checkout. With Pay in 4, customers can choose to pay for purchases between 30 and 600 over a six-week period.
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